Full List Of Banks in Nigeria And Their Contact Details

By: Yusuf Odukoya /
 September 18, 2021
  / 3 min read
Categories: Finance

Banks are also officially referred to as Financial Institutions. As a Nigerian business person or entrepreneur, one of your biggest resources will be a bank. A bank helps you to secure, transfer and invest your funds. We understand how crucial it is to know your bank and that is why we have compiled this comprehensive list.  This is the most complete list of banks in Nigeria, and you won’t get this anywhere else.

Ideally, you should know the name, the website, and the customer care number of your bank. Getting yourself equipped with all this information is going to make your banking life a bit easier because there are times things might go wrong and you need to immediately contact your bank. For example, when you lose access to your debit card and you need to block it immediately.

We have even gone a little bit further to help you categorize these banks into different categories.

Full List of Banks in Nigeria

In Nigeria, we have 5 major categories of banks namely;

  1. Commercial Banks
  2. Non-Interest Commercial Banks
  3. Micro-finance Banks
  4. Online-Only Banks
  5. Merchant Banks.

We have 3 types of Commercial Banks based on Level of Authorization (LoA) and Coverage;

  1. Commercial Banks with International Authorization
  2. Commercial Banks with National Authorization
  3. Commercial Banks with Regional Authorization

1. List of Commercial Banks in Nigeria

With International Authorization;

BANK NAME WEBSITE PHONE NUMBER
Access Bank Plc accessbankplc.com +23412802500
Fidelity Bank Plc fidelitybank.ng +2349030005252
First City Monument Bank (FCMB) fcmb.com +23412798800
First Bank of Nigeria firstbanknigeria.com +2347080625000
Guaranty Trust Bank (GTCO) gtbank.com +23414480000
Union Bank of Nigeria Plc unionbankng.com +23412716816
United Bank for Africa (UBA) ubagroup.com +23412808822
Zenith Bank Plc zenithbank.com +23412787000

With National Authorization;

BANK NAME WEBSITE PHONE NUMBER
Citibank citigroup.com +23412798400
Ecobank ecobank.com +2347005000000
Heritage Bank hbng.com +23412369000
Keystone Bank keystonebankng.com +23470020003000
Polaris Bank polarisbanklimited.com +2348069880000
Stanbic IBTC Bank stanbicibtcbank.com +23414222222
Standard Chartered Bank sc.com/ng +23427046114
Sterling Bank sterlingbankng.com +23414222222
Titan Trust Bank titantrustbank.com +23412265100
Unity Bank unitybankng.com +2347080666000
WEMA Bank wemabank.com +2348039003700

With Regional Authorization;

BANK NAME WEBSITE PHONE NUMBER
Globus Bank Limited globusbank.com +23412259000
SunTrust Bank suntrustng.com +2349087331440
Providus Bank providusbank.com +23470077684387

2. List of Non-Interest Banks in Nigeria

BANK NAME WEBSITE PHONE NUMBER
Jaiz Bank Plc jaizbankplc.com +2347007730000
TAJBank Limited tajbank.com +2349087937417

3. List of Microfinance Banks in Nigeria

BANK NAME WEBSITE PHONE NUMBER
Mutual Trust Microfinance Bank mutualtrustmfb.com +2348070199959
Finca Microfinance Bank Limited fincanigeria.com +2347017771072
Fina Trust Microfinance Bank finatrustmfbank.com +234016326874
Accion Microfinance Bank accionmfb.com +23412719326
Peace Microfinance Bank peacemfb.com +2347055792645
Infinity Microfinance Bank infinitymfb.com +2348159091602
Pearl Microfinance Bank Limited Own This Business? Build Your Website Here +2348034056189
Renmoney MFB renmoney.com +2347005000500

4. List of Online-Only Microfinance Banks in Nigeria

BANK NAME WEBSITE PHONE NUMBER
Sparkle Bank sparkle.ng None
Kuda Bank kudabank.com +23416335832
Rubies Bank rubies.ng +2349087792949
VFD MicroFinance Bank vfdbank.com +23412271396
Mint Finex MFB finexmfb.com +2348034350341
Mkobo MFB mkobo.com.ng +23470000065626

5. List of Merchant Banks in Nigeria

BANK NAME WEBSITE PHONE NUMBER
Coronation Merchant Bank coronationmb.com +2341279764043
FBNQuest Merchant Bank fbnquest.com/merchant-bank +23470806260004
FSDH Merchant Bank fsdhgroup.com +234127028856
Rand Merchant Bank rmb.com.ng +23414637900
Nova Merchant Bank novambl.com +2349011481497

The Central Bank of Nigeria (CBN) is the apex financial institution of the federation. It governs and regulates the banking industry in Nigeria. Under Charles Soludo, the CBN carried out many reforms, one of them being the recapitalization of the banking industry in the year 2005.

We currently have over 40 licensed banks in Nigeria. At a point, there were up to 89 banks in Nigeria until the consolidation of the banking industry following an official order on July 6, 2004, by the then Governor of the Central Bank of Nigeria, Prof. Charles Chukwuma Soludo.

It is safe to bank in all the banks in Nigeria listed above, as they are all licensed by the CBN, and your funds are insured by the NDIC (or Nigeria Deposit Insurance Corporation). The Nigeria Deposit Insurance Corporation was created in 1988 to protect depositors and guarantee payment of insured funds in the event of failure of insured institutions.

That means even if the banks go bankrupt, your money would be intact.

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